• Refinance 100%
• Cash Out
• Bad credit OK

THE ADVANTAGE OF CREATIVE LENDING
The major strength of a mortgage broker is that we can shop the wholesale lenders for the lender that has the best rate much quicker and easier than a borrower can on their own. We also learn the "hot points" of certain wholesale lenders and can hand select the lender for a borrower which may be unique in some way. We will be able to advise you whether your loan should be submitted to a portfolio lender or a mortgage banker.

 If a loan gets declined for some reason,
we can simply repackage the loan and submit it
to another wholesale lender.

Look at these mortgage programs!

• Interest Only.

• The 45 year mortgage is here

• 5, 7, 10, year fixed rate

• No prepay penalties available

• Bad credit OK

New Construction Loans

• With or Without a lot
• Stated Income programs
• 12-18 months construction phase allowed